Hire Us to Write a Clear and Effective Home Inspection Report...

  • Wood Destroying Insect Inspection (Termites etc.)
  • Radon Testing (Cancer Causing Gas)
  • Mold Testing (Testing Air Quality for your Family)
  • Infrared Thermal Imaging (Latest Technology)


Residential Home Inspections - Condominium Inspections - New Construction Inspections - Rehabbed Construction Inspections - Manufactured Home Inspections - Commercial Property Inspections 


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Inspections and Testing

Viewing your Report is push-button simple.

  • 1

    A Home Inspection Report That is Detailed and Yet Simple to Read

    You get it after the inspection and it's loaded with Pictures and Video. You can download or view on any device and email it to anyone!

  • 2

    A Wood Destroying Insect Inspection (also know as a Termite Inspection)

    If there was a major Termite problem with a home that you were going to buy, wouldn't you want to know about it before you laid out your hard earned money? You will know right away.

  • 3

    Radon and Mold Testing (Environmental Testing)

    Exposure to radon is responsible for an estimated 20,000 lung cancer deaths each year. Radon is a health hazard with a simple solution.
    Mold is a real health issue for some people and can cause Asthma Attacks. (Source EPA.)

  • 4

    Infrared Thermal Imaging gives us the edge

    Infrared cameras are the latest technology being used for fast, reliable, accurate building diagnosis in a wide range of building problems, from evaluating Heating and AC systems, over-heated electric panels, and moisture problems.

Thermal Image of electrical panel

Screenshot of Home Inspection Report

Screenshot of Table of Contents

Image of FLIR E6 Thermal Camera

Thermal Image of water in bath ceiling

Inspections are laser focused and to the point

We teach exactly what you need to know to operate your home. You will know how to change the air filter for the heating or cooling unit. Where to find the main water shut off valve.  What's in the attic or that dark crawlspace.

Check out what you get below...

  • Inspect the Roof...and look for areas where water will get into your home! Yes, we WALK the roof when it is Safe and Accessible.
  • Inspect the Exterior...and LOOK for loose or damaged siding and flashing's, installation problems...and poor workmanship.
  • Inspect the Garage... garage doors, windows, electrical switches and outlets. Firewall inspections can UNCOVER serious problems.
  • Inspect Interiors...walls, ceilings, floors, windows, doors, counters, cabinets, steps, stairways and balconies. Give you SPECIFIC information.
  • Inspect Structural Components...foundations in the basement or crawlspace where we often find signs of water penetration and damages. Moisture can contribute to MOLD.
  • Inspect the Plumbing System... you'll DISCOVER the location of the main water shut off valve and gas meter...and know how and where to turn off water or gas in an Emergency!
  • Inspect the Electrical System...important safety issues are identified in this section. No two homes are the same and messy homeowner wiring can cause FIRES.
  • Inspect the Heating and Central Air Conditioning System... and in addition to checking operation of the units, it's important to check for DEADLY carbon monoxide or gas leakage.
  • Inspect the Insulation and Ventilation... including EXAMINATION of insulation and ventilation in the attic and crawlspace. Venting systems in the laundry, kitchen and bath are covered too!
  • Inspect the Built in Kitchen Appliances...no inspection would be COMPLETE without checking the cooking area...dishwashers, ranges, cook tops, ovens, trash compactor, food waste disposer and microwave cooking equipment.

Don’t know the first thing about home inspections? Baffled by how it all works? Never touched a air filter in your life? Good. Then our inspection is perfect for you. With Pictures and Video in the report,  you will learn how to operate your home.  We’ll walk you through everything, step by step.

- Steve West, Settlers Home Inspections

Don't Take Our Word For It,  Here's what Our Customers Have to Say...

"Steve was really great. He was very knowledgeable and informative. He happily answered all of our questions and took the time to thoroughly explain everything to two very uninformed first-time home buyers. He was super friendly and enthusiastic about his work. We would definitely recommend him to others!"

James M Client

Steve was amazing! He was incredibly thorough and extremely knowledgeable. We are purchasing our first home and I'm very glad we had Steve there to do our home inspection! Not only was he pointing out things we wouldn't have even thought to look at but he was explaining why certain things were important and the possible common causes for some issues. I would gladly use Steve again and recommend him to anyone purchasing a home.

Chris Wyatt, Client

Steve we enjoyed having you at the house. You were very professional and punctual and do a very thorough job! Best of all you're very pleasant personality made our experience much easier because as you know buying a house is stressful and we had a great time and the price is right and the your reports are so detailed and very helpful and easy to follow and send to other people's email! We will recommend you to anyone who is buying a house! Thank you! Susan and Joe

Susan Johnston, Client

Steve was fully knowledgeable and pleasant. Steve possessed a special quality that is not easy to come by these days. He was very personable and took his time to be very thoroughly. Thank you for providing that star quality service. The Bailey Family

Delia Bailey

Steve, Thank you for the fantastic job that you did, particularly uncovering many more problems than I was even aware of. You were far more thorough than I ever expected and will certainly recommend you to others who are in the market to purchase a home.

John Schuck, Client
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CMI Logo

Infrared Certified Logo

We are proud longtime Members of ASHI and InterNACHI

The American Society of Home Inspectors (ASHI), founded in 1976, is North America’s oldest and most respected professional society of home inspectors. ASHI’s goals have always been to build customer awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.

The International Association of Certified Home Inspectors—InterNACHI—is the world's largest nonprofit association of residential and commercial property inspectors, providing education, training, certification, benefits and support for its members. InterNACHI-Certified Professional Inspectors® follow a comprehensive Standards of Practice, abide by a strict Code of Ethics, and take accredited Continuing Education courses each year, including InterNACHI’s online Inspector Examination.

A Lifetime of Home Enjoyment Begins With A Clear and Educational Home Inspection

Your home inspection matters. A lot.

But you already knew that – after all, that’s why you are here. So let’s get to it…

What I’ll do for you: I’ll write you an exceptional home inspection report that makes your family proud.

A well written report with Pictures and Video can save you money and alert you of serious safety and structural issues that could prevent you from living in the home.

I’ll clearly explain your new home issues, in an EASY TO READ SUMMARY, and get sellers to take action.

In short, I will make you think “yes, this is exactly what I was looking for”.  Because that’s the point of your inspection, right.

Lastly, I’ll be very clear: I will write an exceptional home inspection report for you. The Optional services and PRO TIPS will give you peace of mind that all of the bases have been  covered.

    • Expert Home Inspection (reduces your liability so you can SLEEP)
    • Professional Termite Inspection (Reveals if your home is infested and what to do NEXT)
    • Licensed Radon Testing (alerts you to cancer causing gas so you are not at risk)
    • Certfied Mold Testing (we use Z5 canisters to accurately collect mold spores - RESULTS are back almost overnight)
    • Thermal Imaging (can reveal hidden issues with heating, cooling systems, electrical systems and even termites too!

Anytime you need a clear, persuasive inspection report  that’s engaging and gets the important parts across, I’m your guy.  Just click the quote button below for a no obligation quote.

Click here for a NO Obligation Quote

100% Money Back Guarantee

If you aren’t satisfied, we’re not satisfied. That’s right, if you attend your home inspection and are not satisfied with the service you received, just let your home inspector know before accepting the report and we will not charge you for the inspection.

  • Settlers Home Inspections Pre-Inspection Agreement
    Settlers Home Inspections Pre-Inspection Agreement

    This is our home inspection agreement that you will need to read prior to your home inspection. Yea, I know no one likes homework, whoever this is an an important document that you need to read when purchasing a home in New Jersey. Click here and read it.

Scope of Home Inspections in New Jersey +

A home inspection is a limited visual, functional, non-invasive inspection, conducted for a fee or any other consideration, and performed without moving personal property, furniture, equipment, plants, soil, snow, ice, or debris, using the mandatory equipment and including the preparation of a home inspection report of the accessible elements of the following systems and components of a residential building: structural, exterior, roofing, plumbing, electrical, heating, cooling, interior, insulation and ventilation, fireplaces and solid fuel burning appliances, as described more fully in N.J.A.C. §13:40-15.16(c), but excluding recreational facilities and outbuildings other than garages or carports. The purpose of the home inspection is to identify and report on material defects found in those systems and components.

We Report on Material Defects - What Is a Material Defect? +

A material defect is a condition, or functional aspect, of a structural component or system that is readily ascertainable during a home inspection that substantially affects the value, habitability or safety of the dwelling, but does not include decorative, stylistic, cosmetic, or aesthetic aspects of the system, structure or component. Accessible means available for visual inspection without requiring the moving of personal property, dismantling, destructive measures, or any action which will likely involve risk to persons or property.

Click Here For New Jersey License Law - What We Inspect and What We Do Not +

New Jersey Standards of Practice





Subchapter 15


13:40-15.16 Standards of practice

(a) All home inspectors shall comply with the standards of practice contained in this section when conducting home inspections. The scope of home inspection services performed in compliance with the requirements set forth in this section shall provide the client with objective information regarding the condition of the systems and components of the home as determined at the time of the home inspection.


(b) Nothing in this section shall be construed to require a home inspector to:

1. Enter any area or perform any procedure which is, in the opinion of the home inspector, unsafe and likely to be dangerous to the inspector or other persons;

2. Enter any area or perform any procedure which will, in the opinion of the home inspector, likely damage the property or its systems or components;

3. Enter any area which does not have at least 24 inches of unobstructed vertical clearance and at least 30 inches of unobstructed horizontal clearance;

4. Identify concealed conditions and latent defects;

5. Determine life expectancy of any system or component;

6. Determine the cause of any condition or deficiency;

7. Determine future conditions that may occur including the failure of systems and components including consequential damage;

8. Determine the operating costs of systems or components;

9. Determine the suitability of the property for any specialized use;

10. Determine compliance with codes, regulations and/or ordinances;

11. Determine market value of the property or its marketability;

12. Determine advisability of purchase of the property;

13. Determine the presence of any potentially hazardous plants, animals or diseases or the presence of any suspected hazardous substances or adverse conditions such as mold, fungus, toxins, carcinogens, noise, and contaminants in soil, water, and air;

14. Determine the effectiveness of any system installed or method utilized to control or remove suspected hazardous substances;

15. Operate any system or component which is shut down or otherwise inoperable;

16. Operate any system or component which does not respond to normal operating controls;

17. Operate shut-off valves;

18. Determine whether water supply and waste disposal systems are public or private;

19. Insert any tool, probe or testing device inside electrical panels;

20. Dismantle any electrical device or control other than to remove the covers of main and sub panels;

21. Walk on unfloored sections of attics; and

22. Light pilot flames or ignite or extinguish fires.

(c) Home inspectors shall:

1. Inspect the following systems and components in residential buildings and other related residential housing components:

i. Structural components as required by (e) below;

ii. Exterior components as required by (f) below;

iii. Roofing system components as required by (g) below;

iv. Plumbing system components as required by (h) below;

v. Electrical system components as required by (i) below;

vi. Heating system components as required by (j) below;

vii. Cooling system components as required by (k) below;

viii. Interior components as required by (l) below;

ix. Insulation components and ventilation system as required by (m) below; and

x. Fireplaces and solid fuel burning appliances as required by (n) below;

2. Prepare a home inspection report which shall:

i. Disclose those systems and components as set forth in (c)1 above which were present at the time of inspection;

ii. Disclose systems and components as set forth in (c)1 above which were present at the time of the home inspection but were not inspected, and the reason(s) they were not inspected;

iii. Describe the systems and components specified in these standards of practice;

iv. State material defects found in systems or components;

v. State the significance of findings where any material defects in the systems and components of (c)1 above were found; and

vi. Provide recommendations where material defects were found to repair, replace or monitor a system or component or to obtain examination and analysis by a qualified professional, tradesman, or service technician without determining the methods, materials or cost of corrections; and

3. Retain copies of all home inspection reports prepared pursuant to (c)2 above, for a period of five years upon completion of the report;

(d) Subsection (c) above is not intended to limit home inspectors or associate home inspectors from:

1. Inspecting or reporting observations and conditions observed in systems and components in addition to those required in (c)1 above and inspecting systems and components other than those mandated for inspection in (c)1 above as long as the inspection and reporting is based on the licensee’s professional opinion, prior work experience, education and training, unless these standards of practice prohibit the home inspector or associate home inspector from inspecting such system or component;

2. Contracting with the client to provide, for an additional fee additional inspection services provided the home inspector or associate home inspector is educated, trained, certified, registered or licensed, pursuant to the provisions of N.J.A.C. 13:40-15.22 and other applicable statutes and rules; and

3. Excluding systems and components from the inspection if requested in writing by the client.

(e) When conducting the inspection of the structural components, the home inspector shall:

1. Inspect:

i. Foundation;

ii. Floors;

iii. Walls;

iv. Ceilings; and

v. Roof;

2. Describe:

i. Foundation construction type and material;

ii. Floor construction type and material;

iii. Wall construction type and material;

iv. Ceiling construction type and material; and

v. Roof construction type and material;

3. Probe structural components where deterioration is suspected unless such probing would damage any finished surface; and

4. Describe in the home inspection report the methods used to inspect under-floor crawl spaces and attics.

(f) When conducting the inspection of the exterior components, a home inspector shall:

1. Inspect:

i. Exterior surfaces, excluding shutters, and screening, awnings, and other similar seasonal accessories;

ii. Exterior doors excluding storm doors or safety glazing;

iii. Windows excluding storm windows and safety glazing;

iv. Attached or adjacent decks, balconies, stoops, steps, porches, and their railings;

v. Vegetation, grading, drainage, and retaining walls with respect to their immediate detrimental effect on the condition of the residential building, excluding fences, geological and/or soil conditions, sea walls, break-walls, bulkheads and docks, or erosion control and earth stabilization;

vi. Attached or adjacent walkways, patios, and driveways; and

vii. Garage doors including automatic door openers and entrapment protection mechanisms, excluding remote control devices; and

2. Describe exterior wall surface type and material.

(g) When inspecting the roof of a residential building, the home inspector shall:

1. Inspect:

i. Roofing surface, excluding antennae and other installed accessories such as solar heating systems, lightning arresters, and satellite dishes;

ii. Roof drainage systems;

iii. Flashing;

iv. Skylights; and

v. Exterior of chimneys;

2. Describe:

i. Roof surface;

ii. Roof drainage systems;

iii. Flashing;

iv. Skylights; and

v. Chimneys;

3. Employ reasonable, practicable and safe methods to inspect the roof such as:

i. Walking on the roof;

ii. Observation from a ladder at roof level; or

iii. Visual examination with binoculars from ground level; and

4. Describe the methods used to inspect the roof.

(h) When inspecting the plumbing system, a home inspector shall:

1. Inspect:

i. Interior water supply and distribution systems including functional water flow and functional drainage, excluding wells, well pumps, well water sampling or water storage related equipment, determination of water supply quantity or quality and water conditioning systems and lawn irrigation systems;

ii. All interior fixtures and faucets, excluding shut off valves, wells, well pumps, well water sampling and water storage related equipment;

iii. Drain, waste and vent systems;

iv. Domestic water heating systems, without operating safety valves or automatic safety controls, and excluding solar water heating systems;

v. Combustion vent systems excluding interiors of flues and chimneys;

vi. Fuel distribution systems; and

vii. Drainage sumps, sump pumps and related piping; and

2. Describe:

i. Predominant interior water supply and distribution piping materials;

ii. Predominant drain, waste and vent piping materials; and

iii. Water heating equipment including energy sources.

(i) When inspecting the electrical system, a home inspect shall:

1. Inspect:

i. Service entrance system;

ii. Main disconnects, main panel and sub panels, including interior components of main panel and sub panels;

iii. Service grounding;

iv. Wiring, without measuring amperage, voltage or impedance, excluding any wiring not a part of the primary electrical power distribution system, such as central vacuum systems, remote control devices, telephone or cable system wiring, intercom systems, security systems and low voltage wiring systems;

v. Over-current protection devices and the compatibility of their ampacity with that of the connected wiring;

vi. At least one of each interior installed lighting fixture, switch, and receptacle per room and at least one exterior installed lighting fixture, switch, and receptacle per side of house; and

vii. Ground fault circuit interrupters; and

2. Describe:

i. Amperage and voltage rating of the service;

ii. Location of main disconnect, main panels, and sub-panels;

iii. Type of over-current protection devices;

iv. Predominant type of wiring;

v. Presence of knob and tube branch circuit wiring; and

vi. Presence of solid conductor aluminum branch circuit wiring.

(j) When inspecting the heating system, a home inspector shall:

1. Inspect:

i. Installed heating equipment and energy sources, without determining heat supply adequacy or distribution balance, and without operating automatic safety controls or operating heat pumps when weather conditions or other circumstances may cause damage to the pumps, and excluding humidifiers, electronic air filters and solar heating systems;

ii. Combustion vent systems and chimneys, excluding interiors of flues or chimneys;

iii. Fuel storage tanks, excluding propane and underground storage tanks; and

iv. Visible and accessible portions of the heat exchanger, removing the flame roll-out shield if applicable; and

2. Describe:

i. Heating equipment and distribution type; and

ii. Energy sources.

(k) When inspecting the cooling system, a home inspector shall:

1. Inspect:

i. Central cooling system, excluding electronic air filters and excluding determination of cooling supply adequacy or distribution balance and without operating central cooling equipment when weather conditions or other circumstances may cause damage to the cooling equipment;

ii. Permanently installed hard-wired, through-wall individual cooling systems; and

iii. Energy sources; and

2. Describe:

i. Cooling equipment and distribution type; and

ii. Energy sources.

(l) When inspecting the interior of a residential building, a home inspector shall:

1. Inspect:

i. Walls, ceilings, and floors excluding paint, wallpaper and other finish treatments, carpeting and other non-permanent floor coverings;

ii. Steps, stairways, and railings;

iii. Installed kitchen wall cabinets to determine if secure;

iv. At least one interior passage door and operate one window per room excluding window treatments; and

v. Household appliances limited to:

(1) The kitchen range and oven to determine operation of burners or heating elements excluding microwave ovens and the operation of self-cleaning cycles and appliance timers and thermostats;

(2) Dishwasher to determine water supply and drainage; and

(3) Garbage disposer.

(m) When inspecting the insulation components and ventilation system of a residential building, the home inspector shall:

1. Inspect:

i. Insulation in unfinished spaces without disturbing insulation;

ii. Ventilation of attics and crawlspaces; and

iii. Mechanical ventilation systems; and

2. Describe:

i. Insulation in unfinished spaces adjacent to heated areas; and

ii. Evidence of inadequate attic and crawlspace ventilation.

(n) When inspecting fireplaces and solid fuel burning appliances, a home inspector shall:

1. Inspect:

i. Fireplaces and solid fuel burning appliances, without testing draft characteristics, excluding fire screens and doors, seals and gaskets, automatic fuel feed devices, mantles and non-structural fireplace surrounds, combustion make-up air devices, or gravity fed and fan assisted heat distribution systems; and

ii. Chimneys and combustion vents excluding interiors of flues and chimneys; and

2. Describe:

i. Type of fireplaces and/or solid fuel burning appliances;

ii. Energy source; and

iii. Visible evidence of draft characteristics

Areas in New Jersey We Inspect +

CAMDEN COUNTY, NJ Atco, NJ Audubon, NJ Audubon Park, NJ Barrington, NJ Bellmawr, NJ Berlin, NJ Berlin Twp., NJ Blackwood, NJ Blenheim, NJ Brooklawn, NJ Camden, NJ Cherry Hill, NJ Cherry Hill, NJ Chesilhurst, NJ Clementon, NJ Collings Lake, NJ Collingswood, NJ Erial, NJ Gibbsboro, NJ Glendora, NJ Gloucester City, NJ

GLOUCESTER TWP., NJ Haddon Heights, NJ Haddon Twp., NJ Haddonfield, NJ Hi-Nella, NJ Laurel Springs, NJ Lawnside, NJ Lindenwold, NJ Magnolia, NJ Merchantville, NJ Mt Ephraim, NJ Oaklyn, NJ Pennsauken, NJ Pine Hill, NJ Runnemede, NJ Sicklerville, NJ Somerdale, NJ Stratford, NJ Voorhees, NJ W Berlin, NJ Waterford, NJ Waterford Works, NJ Westmont, NJ Winslow, NJ Woodlynne, NJ

BURLINGTON COUNTY, NJ Bass River, NJ Beverly, NJ Bordentown, NJ Browns Mills, NJ Burlington, NJ Burlington City, NJ Burlington Twp, NJ Chesterfield, NJ Cinnaminson, NJ Columbus, NJ Crosswicks, NJ Delanco, NJ Delran, NJ Eastampton, NJ Edgewater Park, NJ Evesham, NJ Evesham/Marlton, NJ Florence, NJ Hainesport, NJ Lumberton, NJ Mansfield, NJ Maple Shade, NJ Marlton, NJ Medford, NJ Medford Lakes, NJ Moorestown, NJ Mt Holly, NJ Mt Laurel, NJ New Hanover, NJ North Hanover, NJ Palmyra, NJ Pemberton, NJ Pembertown Twp., NJ Rancocas, NJ Riverside, NJ Riverton, NJ Roebling, NJ Shamong, NJ Springfield, NJ Tabernacle, NJ Westampton, NJ Willingboro, NJ Woodland, NJ Wrightstown, NJ

GLOUCESTER COUNTY, NJ Almonesson, NJ Clarksboro, NJ Clayton, NJ Deptford, NJ E Greenwich, NJ Elk, NJ Franklin, NJ Franklinville, NJ Glassboro, NJ Greenwich, NJ Harrison, NJ Hurffville, NJ Logan, NJ Mantua, NJ Mickleton, NJ Monroe, NJ Monroe Twp., NJ Mullica Hill, NJ National Park, NJ Newfield, NJ Paulsboro, NJ Pitman, NJ Richwood, NJ S. Harrison, NJ Sewell, NJ Swedesboro, NJ Thorofare, NJ Turnersville, NJ W. Deptford, NJ Washington Twp, NJ Washington wp./Turnersville/Sewell, NJ Wenonah, NJ West Deptford, NJ Westville, NJ Williamstown, NJ Woodbury, NJ Woodbury Hts., NJ Woolwich, NJ

Areas a little harder to get to but we try to help…

ATLANTIC COUNTY, NJ Absecon, NJ Atlantic City, NJ Brigantine, NJ Egg Harbor, NJ Hammonton, NJ Historic Smithville, NJ Linwood, NJ Longport, NJ Margate, NJ
Northfield, NJ Pleasantville, NJ Pomona, NJ Port Republic, NJ Smithville, NJ Somers Point, NJ Ventnor, NJ

CAPE MAY COUNTY, NJ Avalon, NJ Cape May, NJ Ocean City, NJ Sea Isle City, NJ Stone Harbor, NJ Strathmere, NJ Wildwood, NJ Woodbine, NJ

SALEM COUNTY, NJ Alloway Township, NJ Carneys Point Township, NJ Elmer, NJ (Elmer Borough) Elsinboro Township, NJ Lower Alloways Creek Township, NJ Mannington Township Oldmans Township, NJ Penns Grove (borough), NJ Pennsville Township, NJ Pilesgrove Township, NJ Pittsgrove_Township, NJ Olivet, NJ

OCEAN COUNTY, NJ Barnegat Light, NJ Beach Haven, NJ Loveladies, NJ Manahawkin, NJ Point Pleasant, NJ Surf City, NJ Toms River, NJ Waretown, NJ

CUMBERLAND COUNTY, NJ Bridgeton, NJ Commercial Township, NJ Laurel Lake, NJ Port Norris, NJ Deerfield Township, NJ Rosenhayn, NJ Downe Township, NJ Maurice River Township, NJ Millville, NJ (city) Upper Deerfield Township, NJ Seabrook Farms, NJ Vineland, NJ (Vineland City, NJ)